Ghana

Commercial Property Loan

Commercial Property Loan banner

This is a medium to long-term loan used to buy property for rental. The product also allows for release of equity from existing completed commercial property. Commercial property includes offices, shopping centres, mixed use and industrial properties as well as residential properties that are leased to third parties.

How to get it

What you'll need

  • Business registration documents
  • Six months’ statements from another bank
  • Three years’ financial statements and cash flows
  • Assignment of rental proceeds may be required
  • Favourable credit bureau report
  • You may need to meet other conditions or give us more documents subject to specific borrower conditions.
What you get
  • Finance of up to 70% of the value of the property
  • Opportunity to unlock the value in your existing commercial property
  • Repayments tied to rental receipts from the commercial property
  • Ability to structure repayments to the needs of your business
  • Facility is available for up to seven years subject to your business meeting specific conditions.
  • How to get it
  • What you get

What you'll need

  • Business registration documents
  • Six months’ statements from another bank
  • Three years’ financial statements and cash flows
  • Assignment of rental proceeds may be required
  • Favourable credit bureau report
  • You may need to meet other conditions or give us more documents subject to specific borrower conditions.
  • Finance of up to 70% of the value of the property
  • Opportunity to unlock the value in your existing commercial property
  • Repayments tied to rental receipts from the commercial property
  • Ability to structure repayments to the needs of your business
  • Facility is available for up to seven years subject to your business meeting specific conditions.