Buy or build the property of your dreams

We offer various home loan solutions that enable you achieve your important life ambition

Home Loans

Take the first step to owning your home with a personal mortgage which you can pay back over a long term.

Some Benefits of Home Loans

Loan Choices

Choose from 6 different home loan products

No Limits

No maximum loan amount (totally dependent on income)

Best Value

Competitive variable interest rate in GHS, USD, GBP or EUR

Your terms

Choose to repay your loan at the pace you're comfortable with
See what Home Loan suits you best
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Home Purchase

Are you are looking to buy a house outright? This is the right loan for you. Buy an existing house or turnkey property with 80% financing.

Developer Construction
Developer Construction

Purchase of residential properties from our preferred developers where property you want to buy is still under construction. We pay in stages to enable the developer to complete your dream home.

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Internal Refinancing: Enables you to arrange new financing terms such as currency, amount and term of your existing Stanbic Home Loan. External Refinancing: provides financing to take-over existing home loans from other financial institutions. Cash-Out Refinancing – enables you to access extra money if the value of your property has appreciated over the years.

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Equity Release

Enables you to unlock the value in your existing property by taking a loan and using the cash released for a variety of personal needs, including the purchase of another home or prime land, business expansion or funding education.

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Home Improvement

Enables you to expand, remodel or renovate your existing property.

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Employer Group Mortgage Scheme

Developer-based home construction on your land bought under organisation block lands schemes.