JoyPack has been designed to provide timely financial solutions for workers in the Public Sector.
Some benefits of JoyPack
A Stanbic Salary Advance is a personal overdraft tailored to meet your cash flow needs if you earn a salary. It is a cash bridging facility against your next pay cheque or salary credit. It is designed to help cover small but urgent unexpected expenses between pay days.
We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals. Our Unsecured Personal Loans are flexible, short- to medium-term loans tailored to meet your personal financing needs such as buying household or electronic appliances, education expenses, home improvements, car maintenance, rent advance and other personal expenses.
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Our Vehicle and Asset Finance (VAF) is a medium-term facility tailored for our salaried and non-salaried customers to buy movable and immovable assets, such as motor vehicles and power generators for your own use.
Are you are looking to buy a house outright? This is the right loan for you. Buy an existing house or turnkey property with 100% financing.
Save towards a particular goal or purchase, or get the peace of mind that comes from knowing you're ready for the unexpected. You earn interest each month, which means your money grows faster and you reach your financial goals quickly. You also get a debit card, which can be used at ATMs and point-of-sale terminals nationwide.
A protection and investment plan to help you guarantee funds for payment of your child or ward’s education up to the highest level in the future. It provides an insurance cover on your target amount, so that your children get money for their education should you pass away or be permanently disabled before the plan matures.
You can also visit any Stanbic Bank branch to enquire about Joy-Pack or find us on Facebook, Instagram and Twitter @stanbicbankgh