Feel the care you give
Switch to Stanbic and let's help you fulfil your dreams


JoyPack has been designed to provide timely financial solutions for workers in the Public Sector.

Some benefits of JoyPack


Bank anywhere, anytime – online, in-app or at our ATMs

Special rates

Enjoy flexible terms and great rates on savings and cash investment solutions


Know your money is safe when making payments in-store, online or abroad

Timely Support

24-hour assistance on a dedicated telephone number
What you get with Joy-Pack
Newly Enrolled / Junior Level / Mid-Level / Senior Level
Newly Enrolled
Get up to 50% of your salary every month while you wait for your first salary to be paid
Pay for your further education and that of your wards
Home Loan
Own a home in Tema Comm. 25 through the National Mortgage Scheme and pay as little as GHS 880 a month
Savings and Investments
Plan for a better tomorrow with secure savings and investment options
Vehicle and Personal Loans
Get the car you've always wanted or take care of emergencies with a vehicle or personal loan 
Retirement Planning
Enjoy a good retirement with secure savings and investment offerings
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What do you need to Switch to Stanbic?

   -  Soft Copy of ID
   -  Tax Identification Number (Ghana Card Number)
   -  Ghana Post GPS Address
   -  Employee ID Number
   -  Controller ID Number
   -  Proof of Residence

Ready to start your Financial Wellness journey with us?

Open a Stanbic Account Online now!

Featured Solutions
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Salary Advance

A Stanbic Salary Advance is a personal overdraft tailored to meet your cash flow needs if you earn a salary. It is a cash bridging facility against your next pay cheque or salary credit. It is designed to help cover small but urgent unexpected expenses between pay days.

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Personal Loan

We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals. Our Unsecured Personal Loans are flexible, short- to medium-term loans tailored to meet your personal financing needs such as education expenses, car maintenance, rent advance and other personal expenses.

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Gold Visa Credit Card

Get affordable access to credit with a Contactless Gold card that’s packed with everyday benefits

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Silver Visa Credit Card

Contactless Visa Credit Card available to all Achiever Banking customers

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Vehicle Loan

Our Vehicle and Asset Finance (VAF) is a medium-term facility tailored for our salaried and non-salaried customers to buy movable and immovable assets, such as motor vehicles and power generators for your own use.

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Home Purchase

Are you are looking to buy a house outright? This is the right loan for you. Buy an existing house or turnkey property with 80% financing.

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PureSave Savings Account

Save towards a particular goal or purchase, or get the peace of mind that comes from knowing you're ready for the unexpected. You earn interest each month, which means your money grows faster and you reach your financial goals quickly. You also get a debit card, which can be used at ATMs and point-of-sale terminals nationwide.

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Education Plan

A protection and investment plan to help you guarantee funds for payment of your child or ward’s education up to the highest level in the future. It provides an insurance cover on your target amount, so that your children get money for their education should you pass away or be permanently disabled before the plan matures.

Downloadable Application Forms
It’s time to feel the care you give, coming back to you.

You can also visit any Stanbic Bank branch to enquire about Joy-Pack or find us on Facebook, Instagram and Twitter @stanbicbankgh