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JoyPack has been designed to provide timely financial solutions for workers in the Public Sector.
Some benefits of JoyPack
Independence
Bank the way you want to, whenever you want to – online, in-app or at our ATMs
Special rates
Enjoy flexible terms and great rates on savings and cash investment solutions
Security
Know your money’s safe when making payments in-store, online or overseas
Timely Support
24-hour assistance on a dedicated telephone number
Refer and Win Campaign for Nurses and Midwives!
Share the goodness!
Get your colleagues to Switch to Stanbic and you could win amazing prizes.
Refer 5, 10, 20, 30 or 50 nurses or midwives and win Airtime, Gift Vouchers and the ultimate prize of an All-Expense-Paid Trip for 2 to Dubai.
Campaign runs from 1st July to 30th Sep. 2021.
Terms and Conditions apply!
Get up to 50% of your salary every month while you wait for your first salary to be paid
Eduplan
Pay for your further education and that of your wards
Home Loan
Own a home in Tema Comm. 25 through the National Mortgage Scheme and pay as little as GHS 880 a month
Savings and Investments
Plan for a better tomorrow with secure savings and investment options
Vehicle and Personal Loans
Get the car you've always wanted or take care of emergencies with a vehicle or personal loan
Retirement Planning
Enjoy a good retirement with secure savings and investment offerings
What do you need to Switch to Stanbic?
- Soft Copy of ID
- Tax Identification Number (Ghana Card Number)
- Ghana Post GPS Address
- Employee ID Number
- Controller ID Number
- Proof of Residence
A Stanbic Salary Advance is a personal overdraft tailored to meet your cash flow needs if you earn a salary. It is a cash bridging facility against your next pay cheque or salary credit. It is designed to help cover small but urgent unexpected expenses between pay days.
We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals. Our Unsecured Personal Loans are flexible, short- to medium-term loans tailored to meet your personal financing needs such as buying household or electronic appliances, education expenses, home improvements, car maintenance, rent advance and other personal expenses.
Our Vehicle and Asset Finance (VAF) is a medium-term facility tailored for our salaried and non-salaried customers to buy movable and immovable assets, such as motor vehicles and power generators for your own use.
Save towards a particular goal or purchase, or get the peace of mind that comes from knowing you're ready for the unexpected. You earn interest each month, which means your money grows faster and you reach your financial goals quickly. You also get a debit card, which can be used at ATMs and point-of-sale terminals nationwide.
A protection and investment plan to help you guarantee funds for payment of your child or ward’s education up to the highest level in the future. It provides an insurance cover on your target amount, so that your children get money for their education should you pass away or be permanently disabled before the plan matures.
Ghana
