Gold Visa Debit & Credit Card
The Stanbic Gold Visa Debit and Credit Card offers more than everyday convenience. It elevates your lifestyle. Enjoy added protection with benefits like Travel Assist, Buyer’s Protection, and Global Customer Assistance Services.
Access exclusive Visa partner offers and discounts on travel, hotels, and shopping worldwide. Ideal for customers who value enhanced security, convenience, and a more rewarding spending experience.
Card features
- Secure chip & PIN protection
- Contactless “Tap & Go” payments
- Unlimited swipes & online purchases
- Daily ATM withdrawal limit – GHS 10,000
- Local & international use (accepted in 210+ countries)
- 3D Secure for safe online shopping (OTP verification)
- Manage, block or stop your card via the Stanbic App or Internet Banking
- Multiple supplementary cards available
- Exclusive offers on dining, travel, shopping & more
- Available on personal GHS current & savings accounts only
- Subject to Debit Card Terms & Conditions and Credit Card Terms & Conditions
What it costs
| Transaction Type | Gold Debit Card Fee | Gold Credit Card Fee |
|---|---|---|
| Card issuance | GHS 30 | Free |
| Card reissue (lost/stolen/damaged) | GHS 30 | GHS 50 |
| Stanbic Bank ATM withdrawal | Free | 0.50% (Min. GHS 3) |
| Other local Banks ATM withdrawal | 1% of the amount (Min. GHS 15) |
1% of the amount (Min. GHS 15) |
| International ATM withdrawal | 1% of the amount (Min. GHS 30) |
3% of the amount (Min. GHS 12) |
| Stanbic Bank ATM balance enquiry | Free | Free |
| Other Banks ATM balance enquiry (Local & Intl) | GHS 3.99 | GHS 3.00 |
| Card maintenance fee | GHS 30 (Quarterly) | 0.084% of credit limit (Min. GHS 8.50 monthly) |
| Currency conversion (OIF) | 7.5% of exchange rate | 7.5% of exchange rate |
How to get it
- Applicant must be 18 and above with an Executive Banking Account
- Visit any Stanbic Bank branch with a valid national ID to complete the application form or
- Contact your Relationship Manager to request one
Card lost or stolen?
Report immediately to +233 30 281 5789 / [email protected] or your Relationship Manager and request a replacement at any Stanbic Bank branch.
-
Card features
-
What it costs
-
How to get it
- Secure chip & PIN protection
- Contactless “Tap & Go” payments
- Unlimited swipes & online purchases
- Daily ATM withdrawal limit – GHS 10,000
- Local & international use (accepted in 210+ countries)
- 3D Secure for safe online shopping (OTP verification)
- Manage, block or stop your card via the Stanbic App or Internet Banking
- Multiple supplementary cards available
- Exclusive offers on dining, travel, shopping & more
- Available on personal GHS current & savings accounts only
- Subject to Debit Card Terms & Conditions and Credit Card Terms & Conditions
| Transaction Type | Gold Debit Card Fee | Gold Credit Card Fee |
|---|---|---|
| Card issuance | GHS 30 | Free |
| Card reissue (lost/stolen/damaged) | GHS 30 | GHS 50 |
| Stanbic Bank ATM withdrawal | Free | 0.50% (Min. GHS 3) |
| Other local Banks ATM withdrawal | 1% of the amount (Min. GHS 15) |
1% of the amount (Min. GHS 15) |
| International ATM withdrawal | 1% of the amount (Min. GHS 30) |
3% of the amount (Min. GHS 12) |
| Stanbic Bank ATM balance enquiry | Free | Free |
| Other Banks ATM balance enquiry (Local & Intl) | GHS 3.99 | GHS 3.00 |
| Card maintenance fee | GHS 30 (Quarterly) | 0.084% of credit limit (Min. GHS 8.50 monthly) |
| Currency conversion (OIF) | 7.5% of exchange rate | 7.5% of exchange rate |
- Applicant must be 18 and above with an Executive Banking Account
- Visit any Stanbic Bank branch with a valid national ID to complete the application form or
- Contact your Relationship Manager to request one
Card lost or stolen?
Report immediately to +233 30 281 5789 / [email protected] or your Relationship Manager and request a replacement at any Stanbic Bank branch.