Ghana

Gold Visa Card

Gold Credit Card banner

The Stanbic Gold Card gives you more than everyday convenience. You enjoy enhanced lifestyle and protection benefits such as Travel Assist, Buyers Protection, and Global Customer Assistance Services. You also qualify for Visa’s global partner offers and discounts on travel, hotels and shopping. This card is ideal for customers who want added security and value while enjoying a more rewarding spending experience.

Card features
  • Secure chip & PIN protection
  • Contactless “Tap & Go” payments
  • Unlimited swipes & online purchases
  • Daily ATM withdrawal limit – GHS 10,000
  • Local & international use (accepted in 210+ countries)
  • 3D Secure for safe online shopping (OTP verification)
  • Manage, block or stop your card via the Stanbic App or Internet Banking
  • Multiple supplementary cards available
  • Exclusive offers on dining, travel, shopping & more
  • Available on personal GHS current & savings accounts only
  • Subject to Debit Card Terms & Conditions and Credit Card Terms & Conditions
What it costs
Transaction Type Gold Debit Card Fee Gold Credit Card Fee
Card issuance GHS 30 Free
Card reissue (lost/stolen/damaged) GHS 30 GHS 50
Stanbic Bank ATM withdrawal Free 0.50% (Min. GHS 3)
Other local Banks ATM withdrawal 1% of the amount
(Min. GHS 15)
1% of the amount
(Min. GHS 15)
International ATM withdrawal 1% of the amount
(Min. GHS 30)
3% of the amount
(Min. GHS 12)
Stanbic Bank ATM balance enquiry Free Free
Other Banks ATM balance enquiry (Local & Intl) GHS 3.99 GHS 3.00
Card maintenance fee GHS 30 (Quarterly) 0.084% of credit limit
(Min. GHS 8.50 monthly)
Currency conversion (OIF) 7.5% of exchange rate 7.5% of exchange rate
How to get it
  • Applicant must be 18 and above with an Executive Banking Account​​​​​
    • Visit any Stanbic Bank branch with a valid national ID to complete the application form or
    • Contact your Relationship Manager to request one

Card lost or stolen?
Report immediately to +233 30 281 5789 / [email protected] or your Relationship Manager and request a replacement at any Stanbic Bank branch.

  • Card features
  • What it costs
  • How to get it
  • Secure chip & PIN protection
  • Contactless “Tap & Go” payments
  • Unlimited swipes & online purchases
  • Daily ATM withdrawal limit – GHS 10,000
  • Local & international use (accepted in 210+ countries)
  • 3D Secure for safe online shopping (OTP verification)
  • Manage, block or stop your card via the Stanbic App or Internet Banking
  • Multiple supplementary cards available
  • Exclusive offers on dining, travel, shopping & more
  • Available on personal GHS current & savings accounts only
  • Subject to Debit Card Terms & Conditions and Credit Card Terms & Conditions
Transaction Type Gold Debit Card Fee Gold Credit Card Fee
Card issuance GHS 30 Free
Card reissue (lost/stolen/damaged) GHS 30 GHS 50
Stanbic Bank ATM withdrawal Free 0.50% (Min. GHS 3)
Other local Banks ATM withdrawal 1% of the amount
(Min. GHS 15)
1% of the amount
(Min. GHS 15)
International ATM withdrawal 1% of the amount
(Min. GHS 30)
3% of the amount
(Min. GHS 12)
Stanbic Bank ATM balance enquiry Free Free
Other Banks ATM balance enquiry (Local & Intl) GHS 3.99 GHS 3.00
Card maintenance fee GHS 30 (Quarterly) 0.084% of credit limit
(Min. GHS 8.50 monthly)
Currency conversion (OIF) 7.5% of exchange rate 7.5% of exchange rate
  • Applicant must be 18 and above with an Executive Banking Account​​​​​
    • Visit any Stanbic Bank branch with a valid national ID to complete the application form or
    • Contact your Relationship Manager to request one

Card lost or stolen?
Report immediately to +233 30 281 5789 / [email protected] or your Relationship Manager and request a replacement at any Stanbic Bank branch.