MoneyWallet Multi-Currency Card

Load up to five currencies onto one card (USD, EUR, GBP, ZAR and GHS), usable anywhere MasterCard is accepted in Ghana or abroad.
USD
200
Minimum first load
USD
10,000
Maximum load
USD
2,500
Daily ATM withdrawal limit
2%
Load fees after first $750
Some benefits of MoneyWallet
Flexibility
Load up to 5 currencies on one card (GHS, USD, GBP, EUR and ZAR)
Easy to access
No Stanbic account needed, open to everyone above 18 years
Locked rates
Lock up the value of the currency at load time. Never worry about exchange rate changes
No fees
Pay no monthly service or management fees
What you get
Worldwide acceptance
- Accepted at over 35.9 million MasterCard locations globally.
- Enabled for e-commerce transactions
Peace of mind
- Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
- Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
- Replacement cards can be sent to the cardholder’s location (subject to availability and location).
Make the most of your money
- Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
How to get it
Visit the nearest Stanbic Bank branch with the following documents:
- A nationally accepted identification card (Ghana Card, driver’s license or passport)
Call our Customer Contact Center on:
- MTN Toll-free - 18080
- Vodafone Toll-free - 080010009
- All other networks - 0302 815 789
-
What you get
-
How to get it
Worldwide acceptance
- Accepted at over 35.9 million MasterCard locations globally.
- Enabled for e-commerce transactions
Peace of mind
- Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
- Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
- Replacement cards can be sent to the cardholder’s location (subject to availability and location).
Make the most of your money
- Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
Visit the nearest Stanbic Bank branch with the following documents:
- A nationally accepted identification card (Ghana Card, driver’s license or passport)
Call our Customer Contact Center on:
- MTN Toll-free - 18080
- Vodafone Toll-free - 080010009
- All other networks - 0302 815 789

FEES & LIMITS
MoneyWallet Fees
Transaction Type | Dollar | Pound Sterling | Euro | SA Rand | Ghana Cedi |
---|---|---|---|---|---|
Card Activation Fee | Free | Free | Free | Free | Free |
Initial Loading/Reloading Fee | 2% of load value; min $15 | 2% of load value; min £10 | 2% of load value; min €15 | 2% of load value; min ZAR200 | Free |
Cash-Out Fee (redemption in cash) **cedis only | $15 | £10 | €15 | ZAR200 | GH₵25 |
Cash-Out Fee (redemption in Stanbic Bank account) | Free | Free | Free | Free | Free |
Replacement Card Activation Fee | Free | Free | Free | Free | Free |
Negative Balance Fee | $15 | £10 | €15 | ZAR130 | GH₵25 |
International ATM Withdrawal Fee* (excluding foreign exchange fee)** | $10 | £8 | €10 | ZAR150 | GH₵50 |
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** | $2 | £2 | €2 | ZAR30 | GH₵10 |
Domestic and International Point of Sale (POS) Purchase Fee(excluding Foreign Exchange Fee)** | Free | Free | Free | Free | Free |
Online Purchase Fee | Free | Free | Free | Free | Free |
Foreign Exchange Fee** | 5% | 5% | 5% | 5% | 5% |
Over the counter Fee | $10 | £10 | €10 | ZAR150 | GH₵50 |
Dormancy Fee (to be applied after 12 months of inactivity) | $3.00 per month | $3.00 per month | $3.00 per month | $3.00 per month | $3.00 per month |
Global Assistance - Emergency Cash Fee | Free | Free | Free | Free | Free |
Global Assistance - Lost/Stolen Card Replacement | Free | Free | Free | Free | Free |
MoneyWallet Limits
Limits | Dollar | Pound Sterling | Euro | SA Rand | Ghana Cedi |
---|---|
Max ATM Withdrawal amount in 24hrs* | $2,500 or equivalent in the other currencies |
Maximum load/reload allowed on your card at one time for Non-importers | $10,000 or equivalent in the other currencies (total value across all currencies) |
Maximum load/reload allowed on your card at one time for Importers *** | $50,000 or equivalent in the other currencies (total value across all currencies) |
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) | $300,000 or foreign currency equivalent (total value across all currencies) |
Maximum number of active card accounts at any one time | 1 |
Card life | See expiry date on your card |
Maximum PIN tries at an ATM or at a merchant | 3 in each 24-hour period |
Over the Counter Limit (set to per 24hrs) | $1000 |
Maximum amount that you can spend at merchant point of sale | depends on the balance on your card |
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done
Read more about our Contactless Cards