Ghana

MoneyWallet Multi-Currency Card

Moneywallet banner

Load up to four currencies onto one card (USD, EUR, GBP and ZAR), usable anywhere MasterCard is accepted in Ghana or abroad.

Some benefits of MoneyWallet

Flexibility

Load up to 4 currencies on one card (USD, GBP, EUR and ZAR)

Easy to access

No Stanbic account needed, open to everyone above 18 years

Locked rates

Lock up the value of the currency at load time. Never worry about exchange rate changes

No fees

Pay no monthly service or management fees

Flexibility

Load up to 4 currencies on one card (USD, GBP, EUR and ZAR)

Easy to access

No Stanbic account needed, open to everyone above 18 years

Locked rates

Lock up the value of the currency at load time. Never worry about exchange rate changes

No fees

Pay no monthly service or management fees
What you get
Worldwide acceptance
  • Accepted at over 35.9 million MasterCard locations globally.
  • Enabled for e-commerce transactions
Peace of mind
  • Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
  • Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
  • Replacement cards can be sent to the cardholder’s location (subject to availability and location).

Make the most of your money
  • Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
How to get it

Visit the nearest Stanbic Bank branch with the following documents:

  • A nationally accepted identification card (Ghana Card, driver’s license or passport)

Call our Customer Contact Center on:

  • MTN Toll-free - 18080
  • Vodafone Toll-free - 080010009
  • All other networks - 0302 815 789
  • What you get
  • How to get it
Worldwide acceptance
  • Accepted at over 35.9 million MasterCard locations globally.
  • Enabled for e-commerce transactions
Peace of mind
  • Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
  • Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
  • Replacement cards can be sent to the cardholder’s location (subject to availability and location).

Make the most of your money
  • Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.

Visit the nearest Stanbic Bank branch with the following documents:

  • A nationally accepted identification card (Ghana Card, driver’s license or passport)

Call our Customer Contact Center on:

  • MTN Toll-free - 18080
  • Vodafone Toll-free - 080010009
  • All other networks - 0302 815 789
Stanbic MoneyWallet App
Download the Stanbic MoneyWallet App

Take control of your money, no matter where life takes you!

  • Register your MoneyWallet card
  • Check your balance
  • Move money  between wallets
  • View your card PIN
  • Temporarily lock and unlock your card at anytime
  • Receive in-app transactional alerts

FEES & LIMITS
MoneyWallet Fees
Transaction Type Dollar Pound Sterling Euro SA Rand
Card Activation Fee Free Free Free Free
Initial Loading/Reloading Fee 2% of load value; min $15 2% of load value; min £10 2% of load value; min €15 2% of load value; min ZAR200
Cash out fee (redemption in cash/ FEA bank account) $15 £10 €15 ZAR200
Cash-Out Fee (redemption in Stanbic Bank account - GHS account) Free Free Free Free
Replacement Card Activation Fee Free Free Free Free
Negative Balance Fee $15 £10 €15 ZAR130
Card Replacement Fee (in-branch) $15 $15 $15 $15
Expired Card Replacement Free Free Free Free
         
International ATM Withdrawal Fee* (excluding foreign exchange fee)** $14.99 £9.99 €14.99 ZAR199
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** $2 £1.5 €2 ZAR50
Domestic and International Point of Sale (POS) Purchase Fee(excluding Foreign Exchange Fee)** Free Free Free Free
Online Purchase Fee Free Free Free Free
Foreign Exchange Fee** 7.5% 7.5% 7.5% 7.5%
         
Over the counter Fee $10 £10 €10 ZAR150
Global Assistance - Emergency Cash Fee Free Free Free Free
Global Assistance - Lost/Stolen Card Replacement Free Free Free Free

*Note that some ATM operators and/or merchants may set their own transaction and daily limits. Not all Banks offer the OTC service. 

** Merchant transactions and ATM withdrawals in a currency other than a currency available on the Card will be exchanged to the currency on the Card at an exchange rate determined by MasterCard on the day the transaction is processed, increased by 7.50% for all currencies.

Please note that Loading of the GHS purse is currently suspended

 

 

MoneyWallet Limits
Limits Dollar | Pound Sterling | Euro | SA Rand 
Max ATM Withdrawal amount in 24hrs* $2,500 or equivalent in the other currencies
Maximum load/reload allowed on your card at one time for Non-importers $10,000 or equivalent in the other currencies (total value across all currencies)
Maximum load/reload allowed on your card at one time for Importers *** $50,000 or equivalent in the other currencies (total value across all currencies)
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) $300,000 or foreign currency equivalent (total value across all currencies)
Maximum number of active card accounts at any one time 1
Card life See expiry date on your card
Maximum PIN tries at an ATM or at a merchant 3 in each 24-hour period
Over the Counter Limit  (set to per 24hrs) $1000
Maximum amount that you can spend at merchant point of sale depends on the balance on your card

 

* Note that some ATM operators and/or merchants may set their own transaction and daily limits.

*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done

Read more about our Contactless Cards
2021-07-01
4330
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