Ghana

Business Overdraft

Business Overdraft banner

As a short-term credit facility on your Business Current Account, your overdraft is a quick and convenient way to free up your cash flow.

How to get it

What you'll need

  • Business registration documents
  • Six months’ statements from another bank
  • Three years’ financial statements and cash flows
  • Accepted collateral includes, but is not limited to, landed property, cash or investments (Treasury Bills) and Bank Guarantee from a reputable bank
  • Favourable credit bureau report.
  • You may need to meet other conditions or give us more documents subject to specific borrower conditions.
What you get
  • Cash when you need it
  • You pay interest only on the amount you use
  • Interest accrues daily on the outstanding amount and is payable at the end of the month
  • Facility is available for use for 12 months and is renewable subject to good performance.
  • How to get it
  • What you get

What you'll need

  • Business registration documents
  • Six months’ statements from another bank
  • Three years’ financial statements and cash flows
  • Accepted collateral includes, but is not limited to, landed property, cash or investments (Treasury Bills) and Bank Guarantee from a reputable bank
  • Favourable credit bureau report.
  • You may need to meet other conditions or give us more documents subject to specific borrower conditions.
  • Cash when you need it
  • You pay interest only on the amount you use
  • Interest accrues daily on the outstanding amount and is payable at the end of the month
  • Facility is available for use for 12 months and is renewable subject to good performance.