Corporate Prepaid Card
The Corporate Prepaid Card is a convenient way to easily access funds allocated to you by your employer. Use your Card at Merchants worldwide (including eCommerce) displaying the MasterCard Acceptance Mark. The Card is the more secure, convenient and flexible way to carry money and can be used either in Ghana or abroad.
What you get
- Worldwide acceptance. Ability to withdraw local currency at millions of ATMs and make purchases at millions of Merchants worldwide displaying the MasterCard Acceptance Mark
- Enabled for eCommerce and online transactions
- This is a prepaid card which means cardholders can easily manage and track their travel budget
- Chip and PIN protected for enhanced security
- 365/24/7 Global Assistance for peace of mind
- Emergency cash is available to the cardholder if the Card is lost or stolen (up to the available balance on the Card, subject to the cardholder’s location)
- Replacement Cards can be sent to the cardholder’s location by their employer
- The Card can be used again and again (up to five years as per the Expiry Date shown on the Card). Your employer can simply top it up next time you travel
- No Transaction fee when using the Card to pay for goods or services (though some Merchants may charge a fee, or a foreign exchange fee may apply if you pay in a currency that is different from the Currency loaded on your Card)
What it costs
| Transaction type | US dollar | Pound sterling | Euro |
|---|---|---|---|
|
Setup Fee |
$7000 |
Free |
Free |
|
Card Activation |
Free |
2.00%, minimum £10.00 |
2.00%, minimum €15.00 |
|
Initial Loading / Reloading Fee |
2.00%, minimum $15.00 |
Free |
Free |
|
Cash-Out Fee(in Ghana Cedis only) |
Free |
Free |
Free |
|
Negative Balance Fee |
$15.00 |
£10.00 |
€15.00 |
|
International MasterCard and Cirrus ATM Withdrawal Fee* (excluding Foreign Exchange Fee)** |
$6.00 |
£5.00 |
€6.00 |
|
Domestic MasterCard ATM Withdrawal Fee* (excluding Foreign Exchange Fee)** |
$4.00 |
£3.00 |
€4.00 |
|
Domestic and International MasterCard Point of Sale (POS) Purchase Fee (excluding Foreign Exchange Fee)** |
Free |
Free |
Free |
|
Online Purchase Fee** |
Free |
Free |
Free |
|
Cash Over the Counter Fee |
$15.00 |
£10.00 |
€15.00 |
|
Foreign Exchange Fee (this fee will be charged if you use your Card in a currency that is different from the currency loaded on your Card)** |
5.00% |
5.00% |
5.00% |
|
Global Assistance - Emergency Cash Fee (deducted from the available Card balance) |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacement |
Free |
Free |
Free |
|
Global Assistance - Emergency Cash Fee (deducted from the available Card balance) |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacement |
Free |
Free |
Free |
* Some ATM operators may charge an additional fee when using their ATMs.
** Merchant transactions and ATM withdrawals in a currency other than a currency available on the Card will be exchanged to the currency on the Card at an exchange rate determined by MasterCard on the day the transaction is processed, increased by 5.00% for all currencies.
Card limits
|
Limit |
U.S. Dollar |
Pound Sterling |
Euro |
|
Maximum load and reload limit on your card for each trip |
$50,000 |
£30,000 |
€50,000 |
|
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) |
$250,000 |
£187,500 |
€250,000 |
|
ATM daily withdrawal limit for each transaction (in 24 hours)* |
$2,500 |
£1,500 |
€2,000 |
|
Maximum amount you can spend at merchants (including online) each day* |
$25,000 |
£15,000 |
€25,000 |
|
Card life |
See expiry date on your card |
||
|
Maximum PIN tries at an ATM or at a merchant |
3 in each 24-hour period |
||
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
These limits can change. You can find out more in the terms and conditions .
How to get it
- Visit the nearest Stanbic Bank branch:
- Call our Customer Contact Center on:
- MTN- 18080
- VODAFONE- 080010009
- All other networks- 0302 815 789
-
What you get
-
What it costs
-
Card limits
-
How to get it
- Worldwide acceptance. Ability to withdraw local currency at millions of ATMs and make purchases at millions of Merchants worldwide displaying the MasterCard Acceptance Mark
- Enabled for eCommerce and online transactions
- This is a prepaid card which means cardholders can easily manage and track their travel budget
- Chip and PIN protected for enhanced security
- 365/24/7 Global Assistance for peace of mind
- Emergency cash is available to the cardholder if the Card is lost or stolen (up to the available balance on the Card, subject to the cardholder’s location)
- Replacement Cards can be sent to the cardholder’s location by their employer
- The Card can be used again and again (up to five years as per the Expiry Date shown on the Card). Your employer can simply top it up next time you travel
- No Transaction fee when using the Card to pay for goods or services (though some Merchants may charge a fee, or a foreign exchange fee may apply if you pay in a currency that is different from the Currency loaded on your Card)
| Transaction type | US dollar | Pound sterling | Euro |
|---|---|---|---|
|
Setup Fee |
$7000 |
Free |
Free |
|
Card Activation |
Free |
2.00%, minimum £10.00 |
2.00%, minimum €15.00 |
|
Initial Loading / Reloading Fee |
2.00%, minimum $15.00 |
Free |
Free |
|
Cash-Out Fee(in Ghana Cedis only) |
Free |
Free |
Free |
|
Negative Balance Fee |
$15.00 |
£10.00 |
€15.00 |
|
International MasterCard and Cirrus ATM Withdrawal Fee* (excluding Foreign Exchange Fee)** |
$6.00 |
£5.00 |
€6.00 |
|
Domestic MasterCard ATM Withdrawal Fee* (excluding Foreign Exchange Fee)** |
$4.00 |
£3.00 |
€4.00 |
|
Domestic and International MasterCard Point of Sale (POS) Purchase Fee (excluding Foreign Exchange Fee)** |
Free |
Free |
Free |
|
Online Purchase Fee** |
Free |
Free |
Free |
|
Cash Over the Counter Fee |
$15.00 |
£10.00 |
€15.00 |
|
Foreign Exchange Fee (this fee will be charged if you use your Card in a currency that is different from the currency loaded on your Card)** |
5.00% |
5.00% |
5.00% |
|
Global Assistance - Emergency Cash Fee (deducted from the available Card balance) |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacement |
Free |
Free |
Free |
|
Global Assistance - Emergency Cash Fee (deducted from the available Card balance) |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacement |
Free |
Free |
Free |
* Some ATM operators may charge an additional fee when using their ATMs.
** Merchant transactions and ATM withdrawals in a currency other than a currency available on the Card will be exchanged to the currency on the Card at an exchange rate determined by MasterCard on the day the transaction is processed, increased by 5.00% for all currencies.
|
Limit |
U.S. Dollar |
Pound Sterling |
Euro |
|
Maximum load and reload limit on your card for each trip |
$50,000 |
£30,000 |
€50,000 |
|
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) |
$250,000 |
£187,500 |
€250,000 |
|
ATM daily withdrawal limit for each transaction (in 24 hours)* |
$2,500 |
£1,500 |
€2,000 |
|
Maximum amount you can spend at merchants (including online) each day* |
$25,000 |
£15,000 |
€25,000 |
|
Card life |
See expiry date on your card |
||
|
Maximum PIN tries at an ATM or at a merchant |
3 in each 24-hour period |
||
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
These limits can change. You can find out more in the terms and conditions .
- Visit the nearest Stanbic Bank branch:
- Call our Customer Contact Center on:
- MTN- 18080
- VODAFONE- 080010009
- All other networks- 0302 815 789