Ghana

MoneyWallet Multi-Currency Card

Business Moneywallet banner

Load up to five currencies (USD, EUR, GBP, ZAR and GHS), onto one card for all your business expenses. MasterCard® is accepted in Ghana or abroad.

What you get
Worldwide acceptance
  • Accepted at over 35.9 million MasterCard locations globally.
  • Enabled for e-commerce transactions
Peace of mind
  • Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
  • Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
  • Replacement cards can be sent to the cardholder’s location (subject to availability and location).
  • A prepaid Card to easily manage your budget.
 
Make the most of your money
  • Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
  • Download the Moneywallet App to enable you to take control of your money; Check your balance, move money between wallets, view your card PIN and many more.
Fees
Transaction Type Dollar Pound Sterling Euro SA Rand Ghana Cedi

Card Activation Fee

Free

Free

Free

Free

Free

Initial Loading Fee

2% of load value;
min $15

2% of load value;
min £10

2% of load value;
min €15

2% of load value;
min ZAR200

0.5% of load value;
min GH₵25

Reloading Fee

2% of reload value;
min $15

2% of reload value;
min £10

2% of reload value;
min €15

2% of reload value;
min ZAR200

0.5% of reload value;
min GH₵25

Cash-Out Fee (redemption in cash) cedis only

$15

£10

€ 15

ZAR200

GH₵25

Cash-Out Fee (redemption in Stanbic Bank account)

Free

Free

Free

Free

Free

Negative Balance Fee

$15

£10

€ 15

ZAR130

GH₵25

 

 

 

 

 

 

International ATM Withdrawal Fee* (excluding foreign exchange fee)**

$10

£8

€ 10

ZAR150

GH₵50

Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)**

$4

£3

€ 4

ZAR50

GH₵10

Domestic and International Point of Sale (POS) Purchase Fee
(excluding Foreign Exchange Fee)**

Free

Free

Free

Free

Free

Online Purchase Fee

Free

Free

Free

Free

Free

Foreign Exchange Fee**

5%

 

 

 

 

 

 

Over the counter Fee

$10

£10

€ 10

ZAR150

GH₵50

Dormancy Fee (to be applied after 12 months of inactivity)

$3.00 per month

Global Assistance - Emergency Cash Fee

Free

Free

Free

Free

Free

Global Assistance - Lost/Stolen Card Replacment

Free

Free

Free

Free

Free

 

Limits

 

Limits

Dollar  

Pound Sterling   

Euro  

SA Rand  

Ghana Cedi      

Max ATM Withdrawal amount in 24hrs*

$2,500

or equivalent in the other currencies

Maximum load/reload allowed on your card at one time for Non-importers

$10,000

or equivalent in the other currencies (total value  across all currencies)

Maximum load/reload allowed on your card at one time for Importers ***

$50,000

or equivalent in the other currencies (total value  across all currencies)

Maximum amount that can be loaded on your card in any 12-month period (Annual limit)

$300,000 or foreign currency equivalent (total value across all currencies)

Maximum number of active card accounts at any one time

1

Card life

See expiry date on your card

Maximum PIN tries at an ATM or at a merchant

3 in each 24-hour period

Maximum amount that you can spend at merchant point of sale 

depends on the balance on your card

* Note that some ATM operators and/or merchants may set their own transaction and daily limits.

**These limits can change. You can find out more in the terms and conditions. We keep the latest version online at www.stanbicbank.com.gh/moneywallet

*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done

How to get it

Visit the nearest Stanbic Bank branch with the following documents:

  • A nationally accepted identification card (Ghana Card, driver’s license or passport)

Call our Customer Contact Center on:

  • MTN Toll-free - 18080
  • Vodafone Toll-free - 080010009
  • All other networks - 0302 815 789
  • What you get
  • Fees
  • Limits
  • How to get it
Worldwide acceptance
  • Accepted at over 35.9 million MasterCard locations globally.
  • Enabled for e-commerce transactions
Peace of mind
  • Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
  • Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
  • Replacement cards can be sent to the cardholder’s location (subject to availability and location).
  • A prepaid Card to easily manage your budget.
 
Make the most of your money
  • Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
  • Download the Moneywallet App to enable you to take control of your money; Check your balance, move money between wallets, view your card PIN and many more.
Transaction Type Dollar Pound Sterling Euro SA Rand Ghana Cedi

Card Activation Fee

Free

Free

Free

Free

Free

Initial Loading Fee

2% of load value;
min $15

2% of load value;
min £10

2% of load value;
min €15

2% of load value;
min ZAR200

0.5% of load value;
min GH₵25

Reloading Fee

2% of reload value;
min $15

2% of reload value;
min £10

2% of reload value;
min €15

2% of reload value;
min ZAR200

0.5% of reload value;
min GH₵25

Cash-Out Fee (redemption in cash) cedis only

$15

£10

€ 15

ZAR200

GH₵25

Cash-Out Fee (redemption in Stanbic Bank account)

Free

Free

Free

Free

Free

Negative Balance Fee

$15

£10

€ 15

ZAR130

GH₵25

 

 

 

 

 

 

International ATM Withdrawal Fee* (excluding foreign exchange fee)**

$10

£8

€ 10

ZAR150

GH₵50

Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)**

$4

£3

€ 4

ZAR50

GH₵10

Domestic and International Point of Sale (POS) Purchase Fee
(excluding Foreign Exchange Fee)**

Free

Free

Free

Free

Free

Online Purchase Fee

Free

Free

Free

Free

Free

Foreign Exchange Fee**

5%

 

 

 

 

 

 

Over the counter Fee

$10

£10

€ 10

ZAR150

GH₵50

Dormancy Fee (to be applied after 12 months of inactivity)

$3.00 per month

Global Assistance - Emergency Cash Fee

Free

Free

Free

Free

Free

Global Assistance - Lost/Stolen Card Replacment

Free

Free

Free

Free

Free

 

 

Limits

Dollar  

Pound Sterling   

Euro  

SA Rand  

Ghana Cedi      

Max ATM Withdrawal amount in 24hrs*

$2,500

or equivalent in the other currencies

Maximum load/reload allowed on your card at one time for Non-importers

$10,000

or equivalent in the other currencies (total value  across all currencies)

Maximum load/reload allowed on your card at one time for Importers ***

$50,000

or equivalent in the other currencies (total value  across all currencies)

Maximum amount that can be loaded on your card in any 12-month period (Annual limit)

$300,000 or foreign currency equivalent (total value across all currencies)

Maximum number of active card accounts at any one time

1

Card life

See expiry date on your card

Maximum PIN tries at an ATM or at a merchant

3 in each 24-hour period

Maximum amount that you can spend at merchant point of sale 

depends on the balance on your card

* Note that some ATM operators and/or merchants may set their own transaction and daily limits.

**These limits can change. You can find out more in the terms and conditions. We keep the latest version online at www.stanbicbank.com.gh/moneywallet

*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done

Visit the nearest Stanbic Bank branch with the following documents:

  • A nationally accepted identification card (Ghana Card, driver’s license or passport)

Call our Customer Contact Center on:

  • MTN Toll-free - 18080
  • Vodafone Toll-free - 080010009
  • All other networks - 0302 815 789