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Improve your cash flow, while filling your working capital financing gaps
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Borrow for your needs

Get the cash-flow, liquidity or working capital solution that helps you make the quick decisions your business needs to keep growing

Our Business Loans
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Agricultural Production Loan

Agricultural Production Loans are for farmers who need short-term credit to pay input costs

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Business Overdraft

As a short-term credit facility on your Business Current Account, your overdraft is a quick and convenient way to free up your cash flow.

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Business Term Loan

A Business Term Loan is a customised loan for a fixed term and is repaid over a period of up to five years with predetermined monthly or quarterly instalments.

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Commercial Property Loan

This is a medium to long-term loan used to buy property for rental. The product also allows for release of equity from existing completed commercial property. Commercial property includes offices, shopping centres, mixed use and industrial properties as well as residential properties that are leased to third parties.

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Enterprise Smart Loan

Enterprise Smart Loan provides short-term working capital support to small businesses with fast and repeat trade cycles with regular cash flows.

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Invoice Discounting

Invoice Discounting is a short-term working capital granted to finance debtors that allows you to improve your business’ cash flow.

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Revolving Short Term Loan

A short-term loan used to finance short term working capital gaps for your business.

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Vehicle and Asset Finance

Our Vehicle and Asset Finance unit offers financing under a finance lease to buy vehicles and other movable assets and equipment such as trucks, cars, buses, earthmoving equipment and generators.