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Stanbic Cash Trust Fund

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Maximize your short-term income while preserving capital through investing in a portfolio of money market securities including treasury bills, fixed deposits and certificate of deposits and debt securities with maturities not exceeding 13 months.

Some benefits of Stanbic Cash Trust Fund

Unlimited Deposits

No restrictions on deposits into your account

Top rates

Get higher interest rates the longer you stay invested

No Fees

No management fees are charged on your account

Instant access

No notice period, simply withdraw or transfer your cash
What you get
  • Diversified portfolio of investments 
  • Preservation of principal: principal amount invested to be secured with varying returns
  • Competitive returns 
  • Easy access to investments at any time 
  • Sustainable Income:  Fund provides sustainable income from selected fixed income securities while preserving the principal investment 
  • Expertise:  with a minimum of GHS20, investors can benefit from SIMS’s professional fund management expertise   
What it costs
  • Minimum initial investment amount is GHS 20
  • Minimum top-up is GHS 10
How to get it

Individuals/sole proprietor

  • Valid identity document – driver’s licence; passport; or National ID, Proof of physical residential address,  
  • Authority to act (if applicable): power of attorney/ letter of appointment from the court and authorised signatories resolution (if more than one). If applicable:  
  • Valid identity document, physical residential address; and Contact details of persons authorised to act 
  • Unabridged birth certificate for minors (under 18 years) 
  • TIN number
  • Passport size picture

Foreign Nationals 
Same as above including 

  • Work permit (if applicable)
  • Resident Permit where applicable
  • What you get
  • What it costs
  • How to get it
  • Diversified portfolio of investments 
  • Preservation of principal: principal amount invested to be secured with varying returns
  • Competitive returns 
  • Easy access to investments at any time 
  • Sustainable Income:  Fund provides sustainable income from selected fixed income securities while preserving the principal investment 
  • Expertise:  with a minimum of GHS20, investors can benefit from SIMS’s professional fund management expertise   
  • Minimum initial investment amount is GHS 20
  • Minimum top-up is GHS 10

Individuals/sole proprietor

  • Valid identity document – driver’s licence; passport; or National ID, Proof of physical residential address,  
  • Authority to act (if applicable): power of attorney/ letter of appointment from the court and authorised signatories resolution (if more than one). If applicable:  
  • Valid identity document, physical residential address; and Contact details of persons authorised to act 
  • Unabridged birth certificate for minors (under 18 years) 
  • TIN number
  • Passport size picture

Foreign Nationals 
Same as above including 

  • Work permit (if applicable)
  • Resident Permit where applicable