MoneyWallet Multi-Currency Card
Load up to four currencies (USD, EUR, GBP and ZAR), onto one card for all your business expenses. MasterCard® is accepted in Ghana or abroad.
What you get
Worldwide acceptance
- Accepted at over 35.9 million MasterCard locations globally.
- Enabled for e-commerce transactions
Peace of mind
- Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
- Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
- Replacement cards can be sent to the cardholder’s location (subject to availability and location).
- A prepaid Card to easily manage your business budget.
Make the most of your money
- Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
- Download the Moneywallet App to enable you to take control of your money; Check your balance, move money between wallets, view your card PIN and many more.
Fees
| Transaction Type | Dollar | Pound Sterling | Euro | SA Rand |
|---|---|---|---|---|
|
Card Activation Fee |
Free |
Free |
Free |
Free |
|
Initial Loading/Reloading Fee |
2% of load value; |
2% of load value; |
2% of load value; |
2% of load value; |
|
Cash-Out Fee (redemption in cash) **cedis only |
$15 |
£10 |
€ 15 |
ZAR200 |
|
Cash-Out Fee (redemption in Stanbic Bank account) |
Free |
Free |
Free |
Free |
|
Replacement Card Activation Fee |
Free |
Free |
Free |
Free |
|
Negative Balance Fee |
$15 |
£10 |
€ 15 |
ZAR130 |
|
Card Replacement Fee (in-branch) |
$15 |
$15 |
$15 |
$15 |
|
Expired Card Replacement |
Free |
Free |
Free |
Free |
|
International ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$14.99 |
£9.99 |
€ 14.99 |
ZAR199 |
|
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$2 |
£1.5 |
€ 2 |
ZAR50 |
|
Domestic and International Point of Sale (POS) Purchase Fee |
Free |
Free |
Free |
Free |
|
Online Purchase Fee |
Free |
Free |
Free |
Free |
|
Foreign Exchange Fee** |
7.5% |
7.5% |
7.5% |
7.5% |
|
Over the counter Fee |
$10 |
£10 |
€ 10 |
ZAR150 |
|
Global Assistance - Emergency Cash Fee |
Free |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacment |
Free |
Free |
Free |
Free |
*Note that some ATM operators and/or merchants may set their own transaction and daily limits. Not all Banks offer the OTC service.
** Merchant transactions and ATM withdrawals in a currency other than a currency available on the Card will be exchanged to the currency on the Card at an exchange rate determined by MasterCard on the day the transaction is processed, increased by 7.50% for all currencies.
Please note that Loading of the GHS purse is currently suspended
Limits
| Limits | Dollar | Pound Sterling | Euro | SA Rand |
|---|---|
| Max ATM Withdrawal amount in 24hrs* | $2,500 or equivalent in the other currencies |
| Maximum load/reload allowed on your card at one time for Non-importers | $10,000 or equivalent in the other currencies (total value across all currencies) |
| Maximum load/reload allowed on your card at one time for Importers *** | $50,000 or equivalent in the other currencies (total value across all currencies) |
| Maximum amount that can be loaded on your card in any 12-month period (Annual limit) | $300,000 or foreign currency equivalent (total value across all currencies) |
| Maximum number of active card accounts at any one time | 1 |
| Card life | See expiry date on your card |
| Maximum PIN tries at an ATM or at a merchant | 3 in each 24-hour period |
| Over the Counter Limit (set to per 24hrs) | $1000 |
| Maximum amount that you can spend at merchant point of sale | depends on the balance on your card |
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done
How to get it
Visit the nearest Stanbic Bank branch with the following documents:
-
A nationally accepted identification card (Ghana Card or Passport)
Call our Customer Contact Center on:
- MTN Toll-free - 18080
- Telecel Toll-free - 080010009
- All other networks - 0302 815 789
-
What you get
-
Fees
-
Limits
-
How to get it
Worldwide acceptance
- Accepted at over 35.9 million MasterCard locations globally.
- Enabled for e-commerce transactions
Peace of mind
- Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
- Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
- Replacement cards can be sent to the cardholder’s location (subject to availability and location).
- A prepaid Card to easily manage your business budget.
Make the most of your money
- Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
- Download the Moneywallet App to enable you to take control of your money; Check your balance, move money between wallets, view your card PIN and many more.
| Transaction Type | Dollar | Pound Sterling | Euro | SA Rand |
|---|---|---|---|---|
|
Card Activation Fee |
Free |
Free |
Free |
Free |
|
Initial Loading/Reloading Fee |
2% of load value; |
2% of load value; |
2% of load value; |
2% of load value; |
|
Cash-Out Fee (redemption in cash) **cedis only |
$15 |
£10 |
€ 15 |
ZAR200 |
|
Cash-Out Fee (redemption in Stanbic Bank account) |
Free |
Free |
Free |
Free |
|
Replacement Card Activation Fee |
Free |
Free |
Free |
Free |
|
Negative Balance Fee |
$15 |
£10 |
€ 15 |
ZAR130 |
|
Card Replacement Fee (in-branch) |
$15 |
$15 |
$15 |
$15 |
|
Expired Card Replacement |
Free |
Free |
Free |
Free |
|
International ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$14.99 |
£9.99 |
€ 14.99 |
ZAR199 |
|
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$2 |
£1.5 |
€ 2 |
ZAR50 |
|
Domestic and International Point of Sale (POS) Purchase Fee |
Free |
Free |
Free |
Free |
|
Online Purchase Fee |
Free |
Free |
Free |
Free |
|
Foreign Exchange Fee** |
7.5% |
7.5% |
7.5% |
7.5% |
|
Over the counter Fee |
$10 |
£10 |
€ 10 |
ZAR150 |
|
Global Assistance - Emergency Cash Fee |
Free |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacment |
Free |
Free |
Free |
Free |
*Note that some ATM operators and/or merchants may set their own transaction and daily limits. Not all Banks offer the OTC service.
** Merchant transactions and ATM withdrawals in a currency other than a currency available on the Card will be exchanged to the currency on the Card at an exchange rate determined by MasterCard on the day the transaction is processed, increased by 7.50% for all currencies.
Please note that Loading of the GHS purse is currently suspended
| Limits | Dollar | Pound Sterling | Euro | SA Rand |
|---|---|
| Max ATM Withdrawal amount in 24hrs* | $2,500 or equivalent in the other currencies |
| Maximum load/reload allowed on your card at one time for Non-importers | $10,000 or equivalent in the other currencies (total value across all currencies) |
| Maximum load/reload allowed on your card at one time for Importers *** | $50,000 or equivalent in the other currencies (total value across all currencies) |
| Maximum amount that can be loaded on your card in any 12-month period (Annual limit) | $300,000 or foreign currency equivalent (total value across all currencies) |
| Maximum number of active card accounts at any one time | 1 |
| Card life | See expiry date on your card |
| Maximum PIN tries at an ATM or at a merchant | 3 in each 24-hour period |
| Over the Counter Limit (set to per 24hrs) | $1000 |
| Maximum amount that you can spend at merchant point of sale | depends on the balance on your card |
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done
Visit the nearest Stanbic Bank branch with the following documents:
-
A nationally accepted identification card (Ghana Card or Passport)
Call our Customer Contact Center on:
- MTN Toll-free - 18080
- Telecel Toll-free - 080010009
- All other networks - 0302 815 789