Ghana
MoneyWallet Multi-Currency Card
Load up to five currencies (USD, EUR, GBP, ZAR and GHS), onto one card for all your business expenses. MasterCard® is accepted in Ghana or abroad.
What you get
Worldwide acceptance
- Accepted at over 35.9 million MasterCard locations globally.
- Enabled for e-commerce transactions
Peace of mind
- Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
- Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
- Replacement cards can be sent to the cardholder’s location (subject to availability and location).
- A prepaid Card to easily manage your budget.
Make the most of your money
- Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
- Download the Moneywallet App to enable you to take control of your money; Check your balance, move money between wallets, view your card PIN and many more.
Fees
| Transaction Type | Dollar | Pound Sterling | Euro | SA Rand | Ghana Cedi |
|---|---|---|---|---|---|
|
Card Activation Fee |
Free |
Free |
Free |
Free |
Free |
|
Initial Loading Fee |
2% of load value; |
2% of load value; |
2% of load value; |
2% of load value; |
0.5% of load value; |
|
Reloading Fee |
2% of reload value; |
2% of reload value; |
2% of reload value; |
2% of reload value; |
0.5% of reload value; |
|
Cash-Out Fee (redemption in cash) cedis only |
$15 |
£10 |
€ 15 |
ZAR200 |
GH₵25 |
|
Cash-Out Fee (redemption in Stanbic Bank account) |
Free |
Free |
Free |
Free |
Free |
|
Negative Balance Fee |
$15 |
£10 |
€ 15 |
ZAR130 |
GH₵25 |
|
|
|
|
|
|
|
|
International ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$10 |
£8 |
€ 10 |
ZAR150 |
GH₵50 |
|
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$4 |
£3 |
€ 4 |
ZAR50 |
GH₵10 |
|
Domestic and International Point of Sale (POS) Purchase Fee |
Free |
Free |
Free |
Free |
Free |
|
Online Purchase Fee |
Free |
Free |
Free |
Free |
Free |
|
Foreign Exchange Fee** |
5% |
||||
|
|
|
|
|
|
|
|
Over the counter Fee |
$10 |
£10 |
€ 10 |
ZAR150 |
GH₵50 |
|
Dormancy Fee (to be applied after 12 months of inactivity) |
$3.00 per month |
||||
|
Global Assistance - Emergency Cash Fee |
Free |
Free |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacment |
Free |
Free |
Free |
Free |
Free |
Limits
|
|
|||||
|
Limits |
Dollar |
Pound Sterling |
Euro |
SA Rand |
Ghana Cedi |
|
Max ATM Withdrawal amount in 24hrs* |
$2,500 |
||||
|
or equivalent in the other currencies |
|||||
|
Maximum load/reload allowed on your card at one time for Non-importers |
$10,000 |
||||
|
or equivalent in the other currencies (total value across all currencies) |
|||||
|
Maximum load/reload allowed on your card at one time for Importers *** |
$50,000 |
||||
|
or equivalent in the other currencies (total value across all currencies) |
|||||
|
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) |
$300,000 or foreign currency equivalent (total value across all currencies) |
||||
|
Maximum number of active card accounts at any one time |
1 |
||||
|
Card life |
See expiry date on your card |
||||
|
Maximum PIN tries at an ATM or at a merchant |
3 in each 24-hour period |
||||
|
Maximum amount that you can spend at merchant point of sale |
|||||
|
depends on the balance on your card |
|||||
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done
How to get it
Visit the nearest Stanbic Bank branch with the following documents:
-
A nationally accepted identification card (Ghana Card, driver’s license or passport)
Call our Customer Contact Center on:
- MTN Toll-free - 18080
- Vodafone Toll-free - 080010009
- All other networks - 0302 815 789
-
What you get
-
Fees
-
Limits
-
How to get it
Worldwide acceptance
- Accepted at over 35.9 million MasterCard locations globally.
- Enabled for e-commerce transactions
Peace of mind
- Contactless Prepaid Card with extra protection against fraud and 24/7 Global Assistance, guaranteeing you peace of mind. Your card may be the only travel card you’ll ever need.
- Emergency cash is available (up to the available balance on the card) if the card is lost or stolen subject to the cardholder’s location.
- Replacement cards can be sent to the cardholder’s location (subject to availability and location).
- A prepaid Card to easily manage your budget.
Make the most of your money
- Lock in the value of your foreign currency when you load or reload the card so you never have to worry about exchange rates changing when you travel**.
- Download the Moneywallet App to enable you to take control of your money; Check your balance, move money between wallets, view your card PIN and many more.
| Transaction Type | Dollar | Pound Sterling | Euro | SA Rand | Ghana Cedi |
|---|---|---|---|---|---|
|
Card Activation Fee |
Free |
Free |
Free |
Free |
Free |
|
Initial Loading Fee |
2% of load value; |
2% of load value; |
2% of load value; |
2% of load value; |
0.5% of load value; |
|
Reloading Fee |
2% of reload value; |
2% of reload value; |
2% of reload value; |
2% of reload value; |
0.5% of reload value; |
|
Cash-Out Fee (redemption in cash) cedis only |
$15 |
£10 |
€ 15 |
ZAR200 |
GH₵25 |
|
Cash-Out Fee (redemption in Stanbic Bank account) |
Free |
Free |
Free |
Free |
Free |
|
Negative Balance Fee |
$15 |
£10 |
€ 15 |
ZAR130 |
GH₵25 |
|
|
|
|
|
|
|
|
International ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$10 |
£8 |
€ 10 |
ZAR150 |
GH₵50 |
|
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** |
$4 |
£3 |
€ 4 |
ZAR50 |
GH₵10 |
|
Domestic and International Point of Sale (POS) Purchase Fee |
Free |
Free |
Free |
Free |
Free |
|
Online Purchase Fee |
Free |
Free |
Free |
Free |
Free |
|
Foreign Exchange Fee** |
5% |
||||
|
|
|
|
|
|
|
|
Over the counter Fee |
$10 |
£10 |
€ 10 |
ZAR150 |
GH₵50 |
|
Dormancy Fee (to be applied after 12 months of inactivity) |
$3.00 per month |
||||
|
Global Assistance - Emergency Cash Fee |
Free |
Free |
Free |
Free |
Free |
|
Global Assistance - Lost/Stolen Card Replacment |
Free |
Free |
Free |
Free |
Free |
|
|
|||||
|
Limits |
Dollar |
Pound Sterling |
Euro |
SA Rand |
Ghana Cedi |
|
Max ATM Withdrawal amount in 24hrs* |
$2,500 |
||||
|
or equivalent in the other currencies |
|||||
|
Maximum load/reload allowed on your card at one time for Non-importers |
$10,000 |
||||
|
or equivalent in the other currencies (total value across all currencies) |
|||||
|
Maximum load/reload allowed on your card at one time for Importers *** |
$50,000 |
||||
|
or equivalent in the other currencies (total value across all currencies) |
|||||
|
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) |
$300,000 or foreign currency equivalent (total value across all currencies) |
||||
|
Maximum number of active card accounts at any one time |
1 |
||||
|
Card life |
See expiry date on your card |
||||
|
Maximum PIN tries at an ATM or at a merchant |
3 in each 24-hour period |
||||
|
Maximum amount that you can spend at merchant point of sale |
|||||
|
depends on the balance on your card |
|||||
* Note that some ATM operators and/or merchants may set their own transaction and daily limits.
*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done
Visit the nearest Stanbic Bank branch with the following documents:
-
A nationally accepted identification card (Ghana Card, driver’s license or passport)
Call our Customer Contact Center on:
- MTN Toll-free - 18080
- Vodafone Toll-free - 080010009
- All other networks - 0302 815 789