Diaspora Banking
Some benefits of Diaspora Banking
Unlimited Deposits
No restrictions on deposits into your account
Security
Know your money is safe when making payments in-store, online or abroad
Free Transfers
Free money transfers into your PureSave account
No Monthly Fees
Enjoy no monthly service or maintenance fees
Our Suite of Diaspora Banking Accounts
Diaspora PureSave Savings Account
Save towards a particular goal or purchase, or get the peace of mind that comes from knowing you're ready for the unexpected. You earn interest each month, which means your money grows faster and you reach your financial goals quickly.
Diaspora Current Account
A current account for Ghanaians living abroad or emigrating soon. It offers you convenient banking and excellent service with its many free extras. A great value for money
Diaspora Fixed Deposit Investment Account
A Fixed Deposit is an investment account where money is deposited for a fixed period and the interest rate does not change. It offers higher interest rates than ordinary savings accounts and is ideal if you want to save for a specific goal, like a wedding or a holiday.
Our Diaspora Home Loans
Home Purchase
Are you are looking to buy a house outright? This is the right loan for you. Buy an existing house or turnkey property with 80% financing.
Developer Construction
Purchase of residential properties from our preferred developers where property you want to buy is still under construction. We pay in stages to enable the developer to complete your dream home.
Refinancing
Internal Refinancing: Enables you to arrange new financing terms such as currency, amount and term of your existing Stanbic Home Loan. External Refinancing: provides financing to take-over existing home loans from other financial institutions. Cash-Out Refinancing – enables you to access extra money if the value of your property has appreciated over the years.
Equity Release
Unlock the value of your existing property by taking a loan and using the cash released for a variety of personal needs, including the purchase of another home or prime land, business expansion or funding education.
