Home Loans
Take the first step to owning your home with a personal mortgage which you can pay back over a long term.
Some Benefits of Home Loans
Loan Choices
Choose from 6 different home loan products
No Limits
No maximum loan amount (totally dependent on income)
Best Value
Competitive variable interest rate in GHS, USD, GBP or EUR
Your terms
Choose to repay your loan at the pace you're comfortable with
See what Home Loan suits you best
Home Purchase
Are you are looking to buy a house outright? This is the right loan for you. Buy an existing house or turnkey property with 80% financing.
Developer Construction
Purchase of residential properties from our preferred developers where property you want to buy is still under construction. We pay in stages to enable the developer to complete your dream home.
Refinancing
Internal Refinancing: Enables you to arrange new financing terms such as currency, amount and term of your existing Stanbic Home Loan. External Refinancing: provides financing to take-over existing home loans from other financial institutions. Cash-Out Refinancing – enables you to access extra money if the value of your property has appreciated over the years.
Equity Release
Unlock the value of your existing property by taking a loan and using the cash released for a variety of personal needs, including the purchase of another home or prime land, business expansion or funding education.
Employer Group Mortgage Scheme
Developer-based home construction on your land bought under organisation block lands schemes.
Vacant Land Financing
Are you looking to buy land outright to develop later? This is the right loan for you. Buy a serviced plot for your residential project with 60% financing.