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MoneyWallet Multi-Currency Card

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Load up to five currencies onto one card (USD, EUR, GBP, ZAR and GHS), usable anywhere MasterCard is accepted in Ghana or abroad.

Some benefits of MoneyWallet

Flexibility

Load up to 5 currencies on one card (GHS, USD, GBP, EUR and ZAR)

Easy to get

No Stanbic account needed, open to everyone above 18 years

Locked rates

Lock up the value at load time. Never worry about exchange rate changes

No fees

Pay no monthly service or management fees
What you get
Worldwide acceptance
  • Accepted at over 35.9 million MasterCard locations globally.
  • Enabled for e-commerce transactions
Peace of mind
  • With chip and PIN protection and 24/7 Global Assistance for peace of mind, your Card may be the only travel card you’ll ever need.
  • Emergency cash available if the Card is lost or stolen up to the available balance on the Card, subject to the cardholder’s location.
  • Replacement Cards can be sent to the cardholder’s location (subject to availability and location).

Make the most of your money
  • Lock in the value of your foreign currency when you load or reload the Card so you never have to worry about exchange rates changing when you travel**.
How to get it

Visit the nearest Stanbic Bank branch with the following documents:

  • A nationally accepted identification card (voter's ID, driver’s license or passport)
  • Two passport-sized photographs
  • Proof of residence in the form of a utility bill (less than 3 months old)

Call our Customer Contact Center on:

  • MTN- 18080
  • VODAFONE- 080010009
  • All other networks- 0302 815 789
  • What you get
  • How to get it
Worldwide acceptance
  • Accepted at over 35.9 million MasterCard locations globally.
  • Enabled for e-commerce transactions
Peace of mind
  • With chip and PIN protection and 24/7 Global Assistance for peace of mind, your Card may be the only travel card you’ll ever need.
  • Emergency cash available if the Card is lost or stolen up to the available balance on the Card, subject to the cardholder’s location.
  • Replacement Cards can be sent to the cardholder’s location (subject to availability and location).

Make the most of your money
  • Lock in the value of your foreign currency when you load or reload the Card so you never have to worry about exchange rates changing when you travel**.

Visit the nearest Stanbic Bank branch with the following documents:

  • A nationally accepted identification card (voter's ID, driver’s license or passport)
  • Two passport-sized photographs
  • Proof of residence in the form of a utility bill (less than 3 months old)

Call our Customer Contact Center on:

  • MTN- 18080
  • VODAFONE- 080010009
  • All other networks- 0302 815 789
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MoneyWallet Fees
Transaction Type Dollar Pound Sterling Euro SA Rand Ghana Cedi
Card Activation Fee Free Free Free Free Free
Initial Loading Fee 2% of load value; min $15 2% of load value; min £10 2% of load value; min €15 2% of load value; min ZAR200 0.5% of load value; min GH₵25
Reloading Fee 2% of reload value; min $15 2% of reload value; min £10 2% of reload value; min €15 2% of reload value; min ZAR200 0.5% of reload value; min GH₵25
Cash-Out Fee (redemption in cash) cedis only $15 £10 €15 ZAR200 GH₵25
Cash-Out Fee (redemption in Stanbic Bank account) Free Free Free Free Free
Negative Balance Fee $15 £10 €15 ZAR130 GH₵25
           
International ATM Withdrawal Fee* (excluding foreign exchange fee)** $10 £8 €10 ZAR150 GH₵50
Domestic ATM Withdrawal Fee* (excluding foreign exchange fee)** $4 £3 €4 ZAR50 GH₵10
Domestic and International Point of Sale (POS) Purchase Fee(excluding Foreign Exchange Fee)** Free Free Free Free Free
Online Purchase Fee Free Free Free Free Free
Foreign Exchange Fee** 5% 5% 5% 5% Free
           
Over the counter Fee $10 £10 €10 ZAR150 GH₵50
Dormancy Fee (to be applied after 12 months of inactivity) $3.00 per month $3.00 per month $3.00 per month $3.00 per month $3.00 per month
Global Assistance - Emergency Cash Fee Free Free Free Free Free
Global Assistance - Lost/Stolen Card Replacment Free Free Free Free Free
MoneyWallet Limits
Limits Dollar | Pound Sterling | Euro | SA Rand | Ghana Cedi
Max ATM Withdrawal amount in 24hrs* $2,500 or equivalent in the other currencies
Maximum load/reload allowed on your card at one time for Non-importers $10,000 or equivalent in the other currencies (total value across all currencies)
Maximum load/reload allowed on your card at one time for Importers *** $50,000 or equivalent in the other currencies (total value across all currencies)
Maximum amount that can be loaded on your card in any 12-month period (Annual limit) $300,000 or foreign currency equivalent (total value across all currencies)
Maximum number of active card accounts at any one time 1
Card life See expiry date on your card
Maximum PIN tries at an ATM or at a merchant 3 in each 24-hour period
Maximum amount that you can spend at merchant point of sale depends on the balance on your card

 

* Note that some ATM operators and/or merchants may set their own transaction and daily limits.

*** This applies to Importers to meet their legitimate needs abroad subject to the necessary documentation requirements before load/reload is done