2026: A Year of Discipline, Purpose, and Sustainable Value Creation

Our focus remains firmly on what truly matters: addressing the unmet needs and wants of our customers in ways that create value, build trust, and enable sustainable growth.

Whether we are providing digital banking solutions or tailored advisory and financial services, our goal is simple - to make banking seamless and responsive to your evolving needs, while executing with integrity, precision, and discipline. To grow sustainably, we are uncompromising about delivering superior experiences to our customers, employees, partners, and other stakeholders. We believe strongly that true success is measured not only by financial performance, but also, by the quality of experiences we deliver every day.

It is from this perspective that we are pleased to share that Stanbic Bank was ranked number one in Corporate Banking, and third and fourth, in Retail and SME Banking, respectively, in the 2025 edition of KPMG’s Customer Experience Leaders Assessment. This recognition is the outcome of a deliberate and sustained focus on staying close to our customers, understanding their needs and wants, and designing bespoke solutions that deliver meaningful value. It affirms our belief that customer experience excellence is never accidental; it is intentionally curated through structure, discipline, and relentless execution.

That said, Stanbic Bank does not operate in isolation. Our performance, like that of every business, is inextricably linked to the health of the economy. Encouragingly, 2025 closed with the economy in better shape than we have experienced in a long while. Inflation retreated into single digits, restoring hope and protecting incomes for households, businesses, investors, and communities. The cedi has regained some of its lost value and traded within a narrower range, providing businesses and individuals with a greater measure of predictability. These developments are welcome and should translate into an environment that is more conducive to the financial intermediation role that banks and other financial service firms are expected to play within the economy.

Yet, macroeconomic stability, while essential, is not an end in itself - it is merely the entry ticket to sustainable and inclusive growth. While the progress achieved in 2025 is undeniably commendable, true economic transformation will remain elusive unless the stability achieved is sustained over an extended period, and indeed, through election cycles. This calls for unwavering discipline in every sphere of national life - political, social, and economic. It requires a steadfast commitment to the rule of law, prudent management of state resources, the unlocking of latent value in foreign-exchange-impacting sectors such as extractives, tourism, and agriculture, and an uncompromising stance against corruption and the misuse of public resources. 

Without discipline, growth narratives ring hollow; with discipline, capital flows will increase naturally, while sustainable and inclusive economic growth follow effortlessly.

Against this backdrop, sustained and disciplined growth must remain a priority – growth that uplifts our people and communities, strengthens our businesses, and financial institutions, and advances Ghana’s long-term prosperity. Stanbic Bank remains committed to supporting and partnering with entrepreneurs, small and medium-sized enterprises, and large corporates to unlock value and grow sustainably. By financing innovation, trade, infrastructure, and other critical sectors of the economy, we will continue to contribute to building a stronger, more resilient, and prosperous Ghana.

In 2026, we will deepen our efforts to listen more closely, respond more swiftly, and deliver effective solutions. Every interaction matters. As we embark on this journey together, we extend our sincere appreciation to you, our valued customers, and partners, for your continued trust and confidence in Stanbic Bank. We look forward to growing with you, leading with purpose, and creating positive and memorable experiences together.

We wish you a successful, prosperous, and disciplined 2026.

Kwamina Asomaning
Chief Executive, Stanbic Bank Ghana