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Fixed Deposit Investment Account

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A Fixed Deposit is an investment account where money is deposited for a fixed period and the interest rate does not change. It offers higher interest rates than ordinary savings accounts and is ideal if you want to save for a specific goal, like a wedding or a holiday.

Some benefits of Fixed Deposit

Top rates

Get higher interest rates the longer you stay invested

Fixed interest

Make a once-off deposit and watch your money grow at a fixed rate

No Fees

No management fees are charged on your account

Flexibility

Several investment period options are available – from 3 to 24 months
What you get
  • You can choose an investment period
  • There are no service fees charged
  • Several investment period options are available – from three to 24 months
  • You can have more than one fixed deposit if you want to save for different goals
  • You cannot withdraw funds from your fixed deposit during the term of your investment
  • If you end your investment early, you will need to pay a penalty
How to get it
  • You must make a minimum investment of at least GHS500.00
  • Be over 18 years.
  • Visit your nearest branch with the following documents:
    • Nationally accepted identification (valid Voter’s ID Card, driver’s licence or passport)
    • Two passport-size photographs
    • Proof of address - utility bill less than three months old
  • You don’t need to give us the above documents if you hold a current or savings account with us
  • What you get
  • How to get it
  • You can choose an investment period
  • There are no service fees charged
  • Several investment period options are available – from three to 24 months
  • You can have more than one fixed deposit if you want to save for different goals
  • You cannot withdraw funds from your fixed deposit during the term of your investment
  • If you end your investment early, you will need to pay a penalty
  • You must make a minimum investment of at least GHS500.00
  • Be over 18 years.
  • Visit your nearest branch with the following documents:
    • Nationally accepted identification (valid Voter’s ID Card, driver’s licence or passport)
    • Two passport-size photographs
    • Proof of address - utility bill less than three months old
  • You don’t need to give us the above documents if you hold a current or savings account with us