Fixed Deposit

A Fixed Deposit is an investment account where money is deposited for a fixed period and the interest rate does not change. A Fixed Deposit offers higher interest rates than ordinary savings accounts and is ideal if you want to save for a specific goal, like a wedding or a holiday.

What does it offer you:

  • You can choose an investment period.
  • There are no service fees charged.
  • Several investment period options are available – from three to 24 months.
  • You can have more than one fixed deposit if you want to save for different goals.
  • You cannot withdraw funds from your fixed deposit during the term of your investment. 
  • If you end your investment early, you will need to pay a penalty.

What you need to apply:

  • You must make a minimum investment of at least GHS500.00.
  • Be over 18 years.

Visit your nearest branch with the following documents:

  • Nationally accepted identification (valid Voter’s ID Card, driver’s licence or passport).
  • Two passport-size photographs.
  • Proof of address - utility bill less than three months old.
  • You don’t need to give us the above documents if you hold a current or savings account. with us. You only need to fill in an application form.  

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