ContractSave is an affordable, disciplined savings plan that can be tailored to suit your specific needs. It is ideal if you want to save for big future expenses like a deposit on a house, your children’s education or to top-up your retirement savings. A compulsory, monthly standing order is required to fund the account. This ensures that you save regularly over a pre-selected period– without giving in to the temptation to spend your savings. You can also open a ContractSave account for your children and get them on the road to a successful future.

What does it offer you:

  • You need to sign a minimum standing order for GHS100.00 a month.
  • Additional deposits (no minimum amount) can be made into the account at any time.
  • Funds can be accessed at the end of your chosen investment period.
  • You must have a transaction account with us to fund your standing order.
  • There are three minimum investment periods to choose from – 12, 18 or 24 months. 
  • You can open more than one ContractSave account.
  • Interest rates are tiered and variable.
  • No management fees are charged on your account.

What you need to apply:

  • A minimum deposit of GHS250.00 is needed to open the account
  • Be over the age of 18

Visit your nearest branch with the following documents:  

  • Proof of identity (valid Voter’s ID Card, driver’s licence or passport)
  • Two passport-size photographs
  • Proof of address - utility bill less than three months old
  • You don’t need to give us the above documents if you hold a current or savings account with us. You only need to fill in an application form.  

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