Ghana

Homeowners' Insurance

Homeowners Insurance banner

It is an extensive insurance cover that replaces, repairs or reinstates your residential building and its contents after damage or loss caused by burglary, fire or other perils.

 

 

 

Some benefits of Homeowners Insurance

Options

Choose comprehensive cover, or opt for limited cover with lower premiums

3rd Party Cover

Covers you in cases where you are liable for damage suffered by third parties
What you get
  • Cover for damage to your property or home contents resulting from fire, lightning, explosion, earthquake, riots and civil commotion, storm and flood, vandalism and other malicious acts, subsidence, heave or landslip of the site on which your building stands, or collision and impact from moving objects striking the building
  • You may cover the contents of your home against theft, accidental breakage of mirrors and fixed glass, furniture and paintings
  • Covers the cost of accommodation and storage while you can’t live in your home as a result of damage
  • Covers you in cases where you are liable for damage suffered by third parties
  • Competitive rates, for example, for a property valued at GHS150 000, you will pay a premium of not more than GHS25 a month
How to get it
  • Have an account with us
  • Visit any branch for a quote if you know the value of your building and/or its contents
  • You may also visit your nearest branch where one of our consultants will help you
  • What you get
  • How to get it
  • Cover for damage to your property or home contents resulting from fire, lightning, explosion, earthquake, riots and civil commotion, storm and flood, vandalism and other malicious acts, subsidence, heave or landslip of the site on which your building stands, or collision and impact from moving objects striking the building
  • You may cover the contents of your home against theft, accidental breakage of mirrors and fixed glass, furniture and paintings
  • Covers the cost of accommodation and storage while you can’t live in your home as a result of damage
  • Covers you in cases where you are liable for damage suffered by third parties
  • Competitive rates, for example, for a property valued at GHS150 000, you will pay a premium of not more than GHS25 a month
  • Have an account with us
  • Visit any branch for a quote if you know the value of your building and/or its contents
  • You may also visit your nearest branch where one of our consultants will help you